Insula Capital’s Fix and Finance Plan

Edward James Stock, Jr. has a career in real estate and private lending beginning 20 years ago. In his role as managing partner for Insula Capital Group, LLC, Edward J. Stock is involved with overseeing all aspects of fund management, underwriting, and loan origination.

Among its many programs, Insula Capital Group, Inc.’s Fix and Flip Finance Program provides customers a way to make a return on their real estate investment plan while reducing the loan process. The company assists customers with low-cost capital for real estate investment through short-term loans with competitive rates. The Fix and Flip Finance Program also provides real estate investors with bespoke lending.

The loans have a 12-month initial term for a loan value of up to 90 percent of the purchase price. Investors can finance repairs on one to four homes, and each can be financed for a minimum of $50,000 up to 65 percent of the after repair value and the full price of the rehab project. Applicants can both pre-qualify and access the loan application at the company’s site at https://www.insulacapitalgroup.com/fix-flip-financing.

Access Construction Loans through Insula Capital Group

New York resident and businessman, Edward James Stock Jr. has extensive experience in both private lending and real estate investing. As Managing Partner at Insula Capital Group, Edward J. Stock is involved with supervising various aspects of the business, from underwriting to loan origination and fund management.

Considered a leader in this area, the company’s focus is on providing financing to real estate investors, and its construction loan program caters to real estate investors, developers, and builders who have an eye for realty potential. One of the types of financing that Insula Capital Group offers consumers is construction loans.

The new construction loan has a one-year term with a loan-to-cost of 75 percent. . Other requirements are that loans can be taken out for 1-4 family properties and the person financing the loan has to have three round trips or experience with getting through the processes of these types of transactions.

An Overview of Fix and Flip Financing at Insula Capital Group

Possessing two decades of experience in the mortgage industry, Edward James Stock Jr. serves as Managing Partner of Insula Capital Group. Through his firm, Edward J. Stock connects clients to different financing products that can help them achieve their real estate investment goals. One of these products is the Fix & Flip Financing program, which helps people make a quick return on real estate.

This program is designed to provide fast financing with an easy application and quick inspection and closing process. Approvals get issued within 24 hours with the majority of loan funds available within five days, if not less. The loan covers 100 percent of rehabilitation costs associated with the flip and has no prepayment penalty for once the property is resold.

Insula Capital Group will fund up to 90 percent of the purchase price with a loan minimum of $50,000. The initial loan has a 12-month term as the program is designed for flipping houses quickly to reclaim funds. Individuals interested in the program can get pre-approved online at InsulaCapitalGroup.com.

The Code of Ethics of the American Association of Private Lenders

American Association of Private Lenders
Image: aaplonline.com

A private lender focused on real estate lending, Edward James Stock Jr. serves as the Managing Partner of Insula Capital Group, LLC, in Farmingville, New York. Edward James Stock Jr. launched the company in 2015 and now oversees its lending activities nationwide. Alongside his day-to-day work at Insula Capital Group, Edward J. Stock stays up to date on the lending industry through his membership in the American Association of Private Lenders (AAPL).

In its efforts to promote honesty, integrity, and fairness in the private lending industry, AAPL guides members and other lending professionals through its formal Code of Ethics. Established in 2009, the Code of Ethics has been modified over the years to stay current with changes in the lending industry, but its focal point has remained on ensuring consumer welfare and protecting the reputation of private lending professionals.

By voluntarily following the AAPL Code of Ethics, members agree to adhere to all lending and loan-servicing laws and regulations while remaining honest and forthright in their dealings with borrowers, investors, and service providers. AAPL members also agree to be truthful in all their advertising and never to discriminate against potential or current clients based on their gender, race, age, religion, or sexual orientation.

Those who uphold the Code of Ethics are authorized to display the AAPL trademark on their website and other promotional materials. Penalties for violating the Code of Ethics range from private sanctions to suspension or revocation of AAPL membership. More information is available at aaplonline.com.