Category Archives: Finance

Insula Capital’s Fix and Finance Plan

Edward James Stock, Jr. has a career in real estate and private lending beginning 20 years ago. In his role as managing partner for Insula Capital Group, LLC, Edward J. Stock is involved with overseeing all aspects of fund management, underwriting, and loan origination.

Among its many programs, Insula Capital Group, Inc.’s Fix and Flip Finance Program provides customers a way to make a return on their real estate investment plan while reducing the loan process. The company assists customers with low-cost capital for real estate investment through short-term loans with competitive rates. The Fix and Flip Finance Program also provides real estate investors with bespoke lending.

The loans have a 12-month initial term for a loan value of up to 90 percent of the purchase price. Investors can finance repairs on one to four homes, and each can be financed for a minimum of $50,000 up to 65 percent of the after repair value and the full price of the rehab project. Applicants can both pre-qualify and access the loan application at the company’s site at https://www.insulacapitalgroup.com/fix-flip-financing.

The Code of Ethics of the American Association of Private Lenders

American Association of Private Lenders pic
American Association of Private Lenders
Image: aaplonline.com

A private lender focused on real estate lending, Edward James Stock Jr. serves as the Managing Partner of Insula Capital Group, LLC, in Farmingville, New York. Edward James Stock Jr. launched the company in 2015 and now oversees its lending activities nationwide. Alongside his day-to-day work at Insula Capital Group, Edward J. Stock stays up to date on the lending industry through his membership in the American Association of Private Lenders (AAPL).

In its efforts to promote honesty, integrity, and fairness in the private lending industry, AAPL guides members and other lending professionals through its formal Code of Ethics. Established in 2009, the Code of Ethics has been modified over the years to stay current with changes in the lending industry, but its focal point has remained on ensuring consumer welfare and protecting the reputation of private lending professionals.

By voluntarily following the AAPL Code of Ethics, members agree to adhere to all lending and loan-servicing laws and regulations while remaining honest and forthright in their dealings with borrowers, investors, and service providers. AAPL members also agree to be truthful in all their advertising and never to discriminate against potential or current clients based on their gender, race, age, religion, or sexual orientation.

Those who uphold the Code of Ethics are authorized to display the AAPL trademark on their website and other promotional materials. Penalties for violating the Code of Ethics range from private sanctions to suspension or revocation of AAPL membership. More information is available at aaplonline.com.

Atlantic Commercial Capital – Helping Businesses Find Financing

Atlantic Commercial Capital
Image: http://www.atlanticcocap.com

 

Edward James Stock Jr. is a graduate of the State University of New York at Purchase. He went on to study marketing at Long Island University (LIU) Post in Brookville. Overseeing marketing and other functions at two companies, Edward J. Stock Jr. is the Managing Partner of Insula Capital Group and the President of Atlantic Commercial Capital, both in Farmingville, New York.

Atlantic Commercial Capital relies on a team of financial professionals with experience in serving the needs of businesses of all sizes. Emphasizing a partnership approach to finance, the firm serves as a consultant for its clients and helps determine the best solutions for their capital needs.

With a robust team of partner funding sources, Atlantic Commercial Capital works with banks, private investors, and investment funds that provide financing from $50,000 and up through a diverse selection of financial products, including construction loans, franchises, and commercial real estate.

To date, the firm has helped fund a number of prominent projects in the Farmingville area, including a $910,000 auto shop and a $2.5 million drugstore. To learn more about Atlantic Commercial Capital, visit www.atlanticcocap.com.

Insula Capital Offers Numerous Benefits to Clients and Investors

 

Insula Capital Group, LLC pic
Insula Capital Group, LLC
Image: insulacapitalgroup.com

An experienced private money lender, Edward James Stock, Jr., holds a degree from the State University of New York. A former Senior Loan Officer at Dana Funding and President of Atlantic Commercial Capital, Edward James Stock currently serves as the Managing Partner of Insula Capital Group.

Based in Farmingville, New York, Insula Capital serves clients across the United States. The firm specializes in short-term rehabilitation projects and construction loans, in addition to long-term mortgage solutions.

Clients working with Insula benefit from the firm’s customer-oriented approach and its more than thirty years of real estate experience. Moreover, Insula offers a fast and easy loan process for clients, who simply acquire a contract on a property, fill out an application and send any required documentation, and then close on the loan. The entire process is underwritten in-house at Insula Capital, allowing approvals in 24 hours or less, and fund availability within five days.

Insula also benefits its investors by providing a high monthly yield, made possible through fearless investing practices grounded in educated decision-making. For additional information on the benefits offered by Insula Capital, visit www.insulacapitalgroup.com.